Ruskin Homes with Bay View Water Frontage

Ruskin Homes with Bay View Water Frontage

Welcome to Ruskin, Florida – a hidden gem nestled in the heart of Hillsborough County that perfectly marries coastal charm with vibrant community living. Known for its stunning waterfront views and warm, inviting atmosphere, Ruskin is a haven for those seeking a serene lifestyle while being just a stone's throw away from the bustling city of Tampa.

One of the most enchanting features of Ruskin is its picturesque homes with Bay View waterfront frontage. Imagine waking up each morning to the gentle sound of waves lapping at the shore, with panoramic views of the shimmering waters of Tampa Bay right from your living room. These properties not only offer breathtaking vistas but also provide a unique opportunity for outdoor enthusiasts and nature lovers alike. Whether you enjoy fishing, kayaking, or simply soaking in the sunsets, living on the water's edge allows for an unparalleled lifestyle.

The community of Ruskin is rich in local culture, with farmers' markets, charming boutiques, and delightful eateries that celebrate the flavors of Florida. The nearby parks and nature reserves invite residents to explore the great outdoors, making it easy to enjoy everything from leisurely strolls to adventurous hikes.

With its blend of natural beauty, community spirit, and waterfront living, Ruskin, FL, is more than just a place to call home; it’s a lifestyle waiting to be embraced. Discover your dream home with bay view waterfront frontage in this idyllic coastal town and experience the best of Florida living!

Newest Ruskin Homes with Bay View Water Frontage

1 Beds ⋅ 2 Baths ⋅ Bahia Del Sol A Condo SubDv. ⋅ 33570 Zip Code

"Live Where Every Day Feels Like a Vacation" Wake up to panoramic Tampa Bay views, spend your afternoons by the waterfront pool just steps from your back door, and end each evening with breathtaking Florida sunsets from your own enclosed lanai. Welcome to one of the most thoughtfully renovated residences in Little Harbor. Completely reimagined with a wide-open floor plan, this exceptional waterfront condo blends modern coastal design with the relaxed lifestyle that makes Little Harbor one of Tampa Bay's hidden gems. Rich engineered hardwood floors flow throughout the living spaces, while the beautifully redesigned kitchen opens seamlessly into the dining and living areas, creating the perfect setting for entertaining or simply enjoying the ever-changing views of the bay. Every detail was carefully considered during the renovation. The spa-inspired primary bathroom showcases stunning white onyx finishes, while custom barn doors add warmth and character to both the guest bath and the oversized laundry room—a rare feature in waterfront condos. Impact-rated windows and sliders throughout provide peace of mind while framing spectacular water views and filling the home with natural light. One of the home's most unique features is the enclosed waterfront lanai. With impact sliding windows, this versatile space functions as an extension of the living area year-round, creating the perfect spot for morning coffee, sunset cocktails, a home office, or even an additional sleeping area for guests. Step outside and you're just moments from the beautiful waterfront pool, making it feel as though your backyard is an upscale private resort. Beyond the condo itself, Little Harbor offers a lifestyle that few communities can match. Enjoy a private beach, waterfront restaurants, a tiki bar, full-service marina, high-and-dry boat storage, fishing, kayaking, walking paths, and endless opportunities to enjoy life on Tampa Bay - all just a short stroll from your front door. Whether you're searching for a primary residence, a seasonal retreat, or the ultimate waterfront getaway, this is Florida coastal living at its finest. The Resort & Club at Little Harbor is centered around a marina and private beach, with waterfront dining and resort-style amenities that make it feel like a year-round vacation. Beautifully updated. Move-in ready. Unforgettable sunsets. This isn't just another waterfront condo - it's a lifestyle you'll never want to leave.

800 Bahia Del Sol Drive Unit A, Ruskin

3 Beds ⋅ 3 Baths ⋅ Shell Point Sub SubDv. ⋅ 33570 Zip Code

3422 W Shell Point Rd, Ruskin, FL 33570 Imagine ending each day with spectacular sunsets over Tampa Bay, watching dolphins and manatees swim past your dock, and deciding on a whim to take the boat out for dinner or a sunset cruise. This beautifully updated waterfront home in Shell Point offers 91 feet of deep-water frontage, no fixed bridges, and direct sailboat access to Tampa Bay and the Gulf of Mexico. Here, the water is more than a view. It's your everyday lifestyle. Completely updated in 2026, this 3-bedroom, 3-bath residence offers approximately 3,100 square feet with soaring cathedral ceilings, ceramic tile flooring throughout, and a fresh Sherwin Williams Agreeable Gray interior accented by Extra White trim. The open floor plan features an impressive 28x26 living room with a circulating wood-burning fireplace and a spacious 26x18 family room. Large windows fill the home with natural light while showcasing beautiful water views. The oversized gourmet kitchen is designed for entertaining with a large center island, solid wood cabinetry, stone countertops, and a full suite of 2024 appliances. The first-floor primary suite offers a walk-in closet and private bath with a stone vanity and skylight. Two additional bedrooms include custom closet systems and are served by two more full baths, including one with multiple shower heads. A generous laundry room and expansive paved driveway provide exceptional convenience with room for boats, RVs, trailers, and guest parking. Outdoor living is where this home truly shines. The covered 14x26 screened lanai creates the perfect place to enjoy morning coffee, afternoon shade, or evening gatherings while taking in colorful sunsets over the water. Beyond the lanai, a concrete seawall leads to the custom 2025 dock measuring approximately 25x20 with electric, water, and a 16,000-pound boat lift. Whether you're fishing, cruising Tampa Bay, visiting waterfront restaurants, or simply relaxing while dolphins, manatees, and coastal birds pass by, every day feels like a vacation. With no fixed bridges, open water is only minutes away. Additional improvements include a 2017 roof, 2024 HVAC system serviced in January 2026, 2024 water heater, Hurricane Proof Windows, hurricane shutters, vinyl fencing, and public water and sewer. Located in the waterfront community of Shell Point, this property offers the freedom that's becoming increasingly difficult to find: no HOA, no CDD fees, no rental minimums, and the ability to keep your boat, RV, trailers, and recreational vehicles on your own property. If you've been searching for the ultimate Florida boating lifestyle with incredible bay access, waterfront views, and unforgettable sunsets, this home is ready to deliver. ***** WHAT THE SELLERS LOVE ***** "We love stepping out onto the screened porch and watching the sunset over the water while dolphins and manatees regularly make an appearance. Having our boat waiting on the private 16,000-pound lift means we can be out on Tampa Bay within minutes with absolutely no fixed bridges. The 2026 updates and soaring ceilings give the home a bright, fresh feel, and having 91 feet of waterfront with no HOA or CDD restrictions gives us the freedom to truly enjoy the Florida lifestyle we always wanted."

3422 W Shell Point Road, Ruskin

2 Beds ⋅ 3 Baths ⋅ Bahia Beach Twnhms Ph 2 SubDv. ⋅ 33570 Zip Code

An elevated, Key West-style waterfront townhome with four private balconies just off Tampa Bay. Sold turnkey and ready to rent from day one, where every day starts like a resort stay. This fully furnished 2-bedroom, 2.5-bath townhome sits directly on the canal, with the Skyway Bridge visible from the balcony. The open living and dining area flows to a private balcony upgraded with a motorized retractable screen for added shade and insect protection. It's the perfect spot for morning coffee with waterfront views, where dolphins and manatees are frequently spotted. The kitchen offers granite counters, solid wood cabinetry, and stainless appliances, with a stacked washer/dryer nearby. Upstairs on the third floor, both bedrooms have their own en-suite bathroom and private balcony. A one-car garage provides added parking and storage, and recent updates include a new water heater (2024). The turnkey interior offers rental income potential from day one. Whether you're looking for a primary residence, a second home, or an investment property, that combination of canal setting, walkable amenities, and an inviting, move-in-ready interior is uncommon, and the price reflects it: among the most competitive of any 2-bedroom townhome currently active in Little Harbor. Little Harbor delivers a full resort experience: two marinas with in-water docking and dry rack storage, two waterfront restaurants and a tiki bar, a private beach and fishing pier, multiple pools, tennis and pickleball courts, a fitness center, a clubhouse, a playground, and an arcade, all within a golf-cart-friendly community roughly 30 minutes from downtown Tampa and St. Petersburg. The HOA takes care of exterior flood insurance, water, cable, internet, and trash, one less thing to manage, whether you're living here or leasing it out. This is a fresh, competitively priced townhome in Little Harbor, move-in ready from day one.

3248 Mangrove Point Drive, Ruskin

2 Beds ⋅ 3 Baths ⋅ Bahia Beach Twnhms Ph 02 SubDv. ⋅ 33570 Zip Code

New Price! WATERFRONT town home w/ metal roof, concrete construction and 4 spacious terraces to enjoy year round indoor/outdoor living in the seaside village of Little Harbor. VIEW TOUR 2 for aerial video of the Little Harbor community. This destination resort type lifestyle offers an on-site white sand and secluded BEACH, 2 waterfront restaurants/sports/tiki bar, newly constructed fishing pier and private outdoor seating area with a fire feature, heated swimming pool, tennis courts, pickle ball courts, clubhouse with fitness center, 2 deep water marinas, high & dry storage w/ slip availability. BOATERS paradise- direct access to the Bay/Gulf-no lifts or bridges. Freedom Boat Club on-site. Nature enthusiasts use the recently constructed community boat launch for canoeing/kayaking on the RIVER & canals, while enjoying dolphin and manatee sightings. Of course, with the location of this particular town home you never have to leave home to enjoy manatee and dolphin sightings. It is literally Manatee Haven with as many as 10-25 sightings per day as these gentle giants frolic and entertain just feet from your terrace as you watch in wonder and delight! Enjoy an Eco Tour in the afternoon or a Sunset Cruise aboard the Latitudes Pontoon with or without a dining option. Additional water sports include Paddle boards and Jet Ski's available for rent. FISHING mecca with a multitude of fishing charter selections or fish directly off the recently completed amazing community Pier. Great primary or secondary home or investment with minimum rentals being daily - perfect for AIRBNB. Highly desirable location to enjoy the breathtaking sunsets. The town home's recent upgrades include luxury vinyl plank on both the stairway as well as the second floor, new living room furniture, along with the refrigerator, dishwasher, stackable washer/dryer and A/C being nearly new at less than a year old. This move-in ready home awaits the next fortunate owner with its inviting beach design vibe while providing the ultimate in comfort and relaxation. As a bonus, additional entertaining space provided in garage with dining table, chairs and mounted TV. Convenient location-approximately half hour drive to Tampa, St. Petersburg, and Sarasota. Shopping, hospitals, restaurants, & golf courses all nearby. The taxes include the CDD. Don't miss out on this immaculately kept home - call TODAY to schedule an appointment!

3273 Mangrove Point Drive, Ruskin

3 Beds ⋅ 3 Baths ⋅ Antigua Cove Ph 3b SubDv. ⋅ 33570 Zip Code

***Price Reduction***Welcome to waterfront living in the highly desirable Southshore Yacht Club at Little Harbor! This beautifully maintained 3-bedroom, 2.5-bath residence features a spacious loft and 2-car garage with Tesla charger. Positioned on a premium waterfront homesite, this property built in 2024 enjoys peaceful canal views and direct access to Tampa Bay, creating an exceptional opportunity for those seeking the Florida boating lifestyle. The open-concept floor plan is filled with natural light and features a spacious kitchen overlooking the living and dining areas, making it perfect for entertaining. Upstairs, the generous owner's suite offers water views, while the loft provides flexible space for a second living area, media room, or playroom. Enjoy relaxing waterfront views from the lanai and fully fenced backyard. For boating enthusiasts, waterfront homes in the community are permitted for private docks and boat lifts. Built with impact-rated windows and sliding glass doors, this home offers modern construction and peace of mind. A major advantage is the exceptionally low flood insurance premium, reflecting the home's newer construction standards and resilient design. Residents enjoy resort-style amenities including a waterfront clubhouse, marina, heated pool, fitness center, pickleball courts, walking trails, and waterfront dining. Conveniently located near Tampa, St. Petersburg, Sarasota, shopping, dining, and Gulf Coast beaches.

1112 Seagrape Drive, Ruskin

4 Beds ⋅ 4 Baths ⋅ Antigua Cove Ph 1a SubDv. ⋅ 33570 Zip Code

Experience luxury waterfront living in this exceptional four-story, 4 bedroom, 3.5 bath, 2,869 sq. ft. townhome located in the highly sought-after gated community of Antigua Cove nestled within Little Harbor. Built in 2024 with insulated concrete block construction on all four levels and featuring hurricane-impact windows, doors, and garage door, this residence offers outstanding durability, energy efficiency, and peace of mind. Inside, you'll find over 10-foot ceilings, engineered hardwood, LVT and tile flooring, an in-wall pest system, crown moldings, a private elevator servicing all four levels, a dual-zone HVAC for year-round comfort, tankless water heater, EV hookup, and a complete water treatment system. The gourmet kitchen is designed to impress with 42-inch cabinetry featuring glass uppers and soft-close doors and drawers, stainless steel appliances, a farmhouse sink, and elegant Calcutta Gold quartz countertops. Plantation shutters, designer lighting, and premium finishes throughout create a unique coastal atmosphere. The crown jewel of the home is the expansive fourth-floor covered rooftop terrace, complete with a built-in outdoor kitchen and panoramic views of Tampa Bay, Downtown St. Petersburg, the Skyway Bridge, Little Harbor Marina, and beyond. Additional outdoor living spaces include a spacious terrace and waterfront setting ideal for enjoying Florida's spectacular sunsets. Residents enjoy access to an impressive collection of resort-style amenities, including a gated entrance, waterfront clubhouse with pool tables, card room, mini kitchen, outdoor fire pit, heated waterfront community pool only a short walk, fitness center, dog park, pickleball courts, tennis courts, basketball court, playground, kayak launch, private fishing pier, and a private owners' beach with umbrellas and chairs. Boating enthusiasts will appreciate direct access to Tampa Bay with no bridges to navigate, deep-water access, and proximity to three marina clubs with boat slips and storage available. The community also offers manned gate security and regular roving patrols for added convenience and security. This rare waterfront opportunity combines luxury finishes, breathtaking views, premier boating access, and unmatched resort-style amenities in one of Florida's most desirable coastal communities. Call for a private showing today!

3027 Bermuda Sloop Circle, Ruskin

1 Baths ⋅ Island Resort At Mariners Club SubDv. ⋅ 33570 Zip Code

Visit the beach from out your front door every day of the week or enjoy a great investment property. This is your excellent opportunity to own a spectacular waterfront condominium located in Little Harbor. It is known for its tranquil, natural beauty along with plenty of recreational amenities. Occupants can experience resort-style living with two heated swimming pools, a playground, a fitness center, and tennis/pickleball courts. You will find so much to do while staying here! There is a beach front tiki bar, restaurants, beach front seating with fantastic sunsets and live music weekly to meet your social lifestyle. In addition, canoeing and kayaking are available for nature enthusiasts! Larger boating fanatics will appreciate the nearby deep-water marina with the ability to rent high & dry boat storage or optionally join the Freedom Boat Club. This cozy furnished unit is on the second floor and just a few steps to the pool which faces Tampa Bay. This offers an open floor plan living area. New air conditioner. Perfect for relaxing with a private balcony where you can view Tampa Bay with its amazing sunsets. Excellent location within easy driving distance for all of Tampa Bay and Sarasota with restaurants, shopping centers, golf courses, hospitals and much more!

611 Destiny Drive Unit 204, Ruskin

2 Beds ⋅ 2 Baths ⋅ Bahia Del Sol A Condo SubDv. ⋅ 33570 Zip Code

Welcome to paradise at Bahia Del Sol! Lowest priced unit on the bay side! Open bay views and downtown skylines! This beautifully maintained 2-bedroom, 2-bath waterfront condo offers the perfect blend of coastal charm and resort-style living in Little Harbor. Featuring an open and airy floor plan with approximately 1,095 square feet, this inviting residence is designed for effortless relaxation and entertaining. Wake up to tranquil water views, enjoy tropical breezes from your private retreat, and experience breathtaking Florida sunsets just steps from the bay. The spacious living and dining areas flow seamlessly into a bright Florida room, creating the ideal space to unwind after a day on the water. Located in the sought-after Little Harbor community, residents enjoy access to waterfront dining, a heated pool, tennis courts, marina access, fishing, and endless boating opportunities on Tampa Bay. Whether you’re searching for a full-time residence, vacation getaway, or income-producing investment, this coastal gem checks every box. Live every day like you’re on vacation — where waterfront living meets laid-back luxury.

818 Bahia Del Sol Drive Unit 28, Ruskin

1 Beds ⋅ 1 Baths ⋅ Island Resort At Mariners Club SubDv. ⋅ 33570 Zip Code

ALMOST HEAVEN WATCHING THE SUN SET OVER TAMPA BAY FROM YOUR FRONT PORCH WITH DIRECT VIEW! SANDY BEACHES, FISHING PIER, PLAYGROUND, TENNIS COURTS, FITNESS CENTER AND TWO POOLS. TIKI HUT IS DIRECTLY ON THE BEACH AND LIVE MUSIC WEEKLY. TWO DEEP WATER MARINAS ALONG WITH A HIGH AND DRY WITH SLIP AVAILABILITY. BOATER'S PARADISE WITH EASY ACCESS TO TAMPA BAY, ALTHO THE FISHING IS GOOD FROM PIER OR UNDER THE BOATS. BIG SNOOK ARE ALL OVER JUST WAITING FOR YOU. DAILY CHARTERS ARE AVAILABLE, ALONG WITH CANOES AND KAYAKING IN THE RIVER OR CANALS. ON TOP OF ALL THESE AMENITIES IT IS JUST A SHORT DRIVE TO TAMPA TO THE NORTH AND SARASOTA TO THE SOUTH. NO NOISE, JUST PEACEFUL BIRDS YELLING! WATCH THE DOLPHINS PLAY AND THE MANATEE!! YOU WILL NEVER WANT TO LEAVE! Please note:picture of bathroom is from the bath down the hall which is shared by all floor.

611 B Destiny Drive, Ruskin

4 Beds ⋅ 4 Baths ⋅ Gull Haven Sub SubDv. ⋅ 33570 Zip Code

Waterfront Luxury with Panoramic Views! Experience elevated coastal living in this stunning 4 bedroom, 3.5 bathroom waterfront estate offering over 3,150 square feet of beautifully updated living space. Perfectly positioned along the Ruskin Inlet, this exceptional two-story Colonial-style residence captures breathtaking water views from nearly every room—with unforgettable sunsets as your daily backdrop. Step inside to a bright, open-concept floor plan designed for both effortless entertaining and everyday luxury. The home has been completely renovated with high-end finishes, including luxury vinyl plank flooring throughout, designer lighting, updated plumbing and electrical systems, and a reimagined layout that maximizes both space and function. At the heart of the home is the gourmet kitchen, featuring double-thick granite countertops, a premium stainless steel appliance package, Samsung induction double oven, and a brand-new picture window framing serene waterfront views. The kitchen flows seamlessly into expansive living and dining areas, enhanced by a beautifully redone fireplace. TWO primary suites, both private retreats, boasting panoramic water views! One of the suites offers a spa-inspired bathroom with marble finishes, and a full steam room—creating the ultimate sanctuary. A previously converted bedroom now serves as an oversized custom walk-in closet, while additional flex space offers the perfect option for a home office or bonus room. Step outside to your private backyard oasis, where indoor-outdoor living truly shines. Enjoy a resurfaced pool with expanded decking, screened lanais on both levels overlooking the water, lush tropical landscaping with fruit trees including tangelo, mango, sapodilla (nesbury/St. Julian), and bananas and daily dolphin and manatee sightings. For boating enthusiasts, this property is a dream come true with a covered dock and 13,000 lb boat lift providing deep water access—perfect for exploring Tampa Bay and beyond. Additional highlights include newer roof (approx. 2–3 years old) with 50-year warranty, newer AC systems (approx. 1.5–2 years) tankless water heater, tiled laundry room with utility sink and expanded outdoor walkway and living space. Ideally located near parks, dining, beaches, and major airports, this home offers the perfect blend of luxury, convenience, and true Florida waterfront living.

1414 Deirdre Drive, Ruskin

2 Beds ⋅ 2 Baths ⋅ Bahia Del Sol A Condominium SubDv. ⋅ 33570 Zip Code

NEW PRICE for BAYFRONT Living! WATERFRONT condo now available for sale offering the next fortunate buyer the opportunity to live the highly desirable Florida lifestyle. Enjoy spectacular million dollar Sunsets across the beautiful waters of Tampa Bay while dining/sipping your favorite beverage on your spacious, covered and tiled terrace. The terrace is large enough to also offer additional seating and living space for entertainment or simply quiet reflection. This condo defines Florida living at its finest! This BAYFRONT condo has been beautifully updated to include kitchen cabinets with glass inserts and Corian countertops. Both full baths have also experienced updating. Pocket doors have been added to conserve space and the sliding glass doors and window in the kitchen have been replaced. The flooring is low maintenance, featuring ceramic tile throughout the living areas and laminate in both bedrooms. The community offers onsite boat slips based upon availability, creating a BOATER'S paradise with direct access to the Bay/Gulf - no lifts or bridges. Nature enthusiasts enjoy canoeing & kayaking on nearby River & canals. FISHING mecca. Enjoy the heated community pool or within a short walking distance is the seaside village of Little Harbor offering a half mile, white sand BEACH, 2 restaurants, a tiki bar featuring live music, a hotel, 2 marinas and high & dry boat storage. Charter a fishing boat or perhaps an afternoon ECO tour or Sunset cruise aboard the Latitudes pontoon boat, all located at the marina next door in Little Harbor. Great primary/second home/investment property w/ vacation rental opportunity. No CDD! Convenient location - approximately 30 minute drive to Tampa, St. Petersburg, and Sarasota. Shopping, hospitals, restaurants, and golf courses all nearby. Don't miss this amazing opportunity! Call now for an appointment to view this beautifully kept home with breathtaking views.

802 Bahia Del Sol Drive Unit 6, Ruskin

Unplatted SubDv. ⋅ 33570 Zip Code

Build-Ready Waterfront Opportunity on the Little Manatee River. An exceptional chance to build your custom waterfront home at the mouth of the Little Manatee River, where peaceful river living meets quick access to Tampa Bay and the Gulf of Mexico. This .32-acre gated and fully fenced property offers a rare combination of open-water access, build readiness, and freedom from HOA or deed restrictions. The lot measures approximately 64 x 216 and is fully prepared for construction, with approved house plans through Hillsborough County, along with water, sewer, and electrical services already in place. Impact fees have been paid for the first 2,300 square feet of construction, saving valuable time and expense. A site and elevation survey and geotechnical survey have already been completed, providing a strong foundation for future development. Boaters will appreciate the existing seawall and 60' T-shaped dock, featuring a 13,000-pound boat lift, floating dock, and a 54-foot land-side deck—ideal for relaxing or entertaining along the water. With over 10 feet of water depth, the dock can accommodate large vessels, making trips to the bay fast and convenient. Minimal side setbacks of just 5 feet allow for greater flexibility in home design. Located near Shell Point Marina and Little Harbor, you’ll enjoy nearby restaurants, a public beach, and beautiful sunset views. From your own backyard, take in the natural beauty of the river, where dolphins, manatees, and other wildlife are frequent visitors. With extensive improvements already completed, this property places you well ahead in the building process—making it an outstanding opportunity to create your own waterfront retreat in a prime boating location.

3304 W Shell Point Road, Ruskin

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