Ruskin Homes with Bay Front Water Frontage

Ruskin Homes with Bay Front Water Frontage

Welcome to Ruskin, Florida – a hidden gem nestled in the heart of Hillsborough County. Known for its picturesque waterfront views and vibrant community spirit, Ruskin offers a unique blend of small-town charm and modern amenities. With its prime location along the beautiful shores of Tampa Bay, this city is a haven for nature lovers, boating enthusiasts, and those seeking a laid-back lifestyle.

Ruskin is famous for its stunning bayfront properties, where homes with water frontage provide breathtaking views and direct access to the sparkling waters of Tampa Bay. Imagine waking up to the soothing sounds of the waves and enjoying your morning coffee while watching the sunrise over the horizon. These waterfront homes are not just residences; they are gateways to a lifestyle filled with outdoor adventures, from fishing and kayaking to leisurely boat rides.

The local community is welcoming and diverse, offering a rich tapestry of cultural experiences, including farmers' markets, art festivals, and waterfront dining. The nearby parks and nature reserves, such as the beautiful Cockroach Bay Preserve, provide ample opportunities for hiking, birdwatching, and soaking in the natural beauty that surrounds you.

Whether you’re looking to buy your dream home or invest in a vacation retreat, Ruskin’s bayfront properties offer a rare opportunity to embrace the Florida lifestyle. With its warm climate, friendly atmosphere, and stunning waterfront views, Ruskin is more than just a place to live; it’s a place to thrive. Discover the magic of Ruskin and find your perfect home by the bay today!

Newest Ruskin Homes with Bay Front Water Frontage

$349,990
3 Beds ⋅ 3 Baths ⋅ Bahia Beach Twnhms Ph 2 SubDv. ⋅ 33570 Zip Code
YOUR LITTLE SLICE OF PARADISE AWAITS IN LITTLE HARBOR! Dreaming of coastal living with a little adventure just around the corner? This 3-story townhome is tucked away in the peaceful bayfront community of Little Harbor in Ruskin, FL, offering the perfect blend of laid-back beach-town charm and convenient access to Tampa Bay, St. Petersburg, and Sarasota, where you'll find plenty of popular downtown destinations, dining, shopping, and entertainment. Featuring 3 bedrooms and 3 bathrooms, this unique layout offers a private ensuite bathroom for two of the bedrooms and balcony for each bedroom, plus an additional balcony off the living room—perfect for soaking up the salty Florida breeze and enjoying the coastal atmosphere. Inside, you'll find an open living and dining area and a beautiful kitchen complete with solid wood cabinetry, granite countertops, and stainless-steel appliances. A 1-car garage and additional carport provide convenient parking. Enjoy the incredible amenities Little Harbor has to offer, including a white sandy beach, two waterfront restaurants, a sports bar and tiki bar, tennis courts, a fitness center, and heated swimming pools just steps away. Even better, HOA fees include water, trash, insurance, internet, and cable, adding extra value and convenience. Short-term rentals are allowed, making this an appealing opportunity for a full-time residence, a relaxing coastal getaway, or an investment property. Come experience the best of Florida's waterfront lifestyle in Little Harbor!

424 Bahia Beach Boulevard, Ruskin

$650,000
5 Beds ⋅ 4 Baths ⋅ Antigua Cove Ph 2 SubDv. ⋅ 33570 Zip Code
Virtually Staged. Welcome to resort-style living in the gated community of Antigua Cove located in Little Harbor. This spacious 5-bedroom, 3.5-bath home was built in 2017 and features a desirable first-floor primary suite, walk-in closets in every bedroom, a massive upstairs bonus room, and, for convenience, both upstairs and downstairs laundry. The first floor welcomes you with a formal dining room, butler pantry, and spacious walk-in pantry leading to an open concept kitchen, breakfast nook, living room, and lanai all overlooking a private wooded setting. The primary suite is tucked away on the first floor, complete with a spacious ensuite bath, walk-in closet, and sliders out to the lanai. The first floor also boasts a powder room perfect for guests, a laundry closet, and a multipurpose drop zone. Upstairs, you'll find the spacious bonus room, four additional bedrooms, two full hallway bathrooms with dual sinks, a front balcony, and a dedicated laundry room with custom cabinetry. With plantation shutters and hard surface flooring throughout, this home is move-in ready. Enjoy peace of mind with two upgraded 2022 AC units, a three-car tandem garage with epoxy flooring and a storage loft, a fully fenced backyard with upgraded puppy picket fencing, and custom front landscaping with curbing and lighting. This unique Tampa Bay community offers an incredible array of amenities, including weekly and monthly community events, two restaurants, a private beach perfect for watching the sunset over the Tampa Bay, boat slips, high and dry marina, a Freedom Boat Club, and dog park. This home is located close to the fitness center, two story clubhouse, and community pool overlooking the marina - you and your guests can always feel like you’re on vacation! EG Simmons Conservation Park and the local Publix are less than 5 miles away. Homes with this much square footage do not come up for sale often in Antigua Cove - call for details or a list of updates today.

911 Seagrape Drive, Ruskin

$350,000
2 Beds ⋅ 2 Baths ⋅ Bahia Del Sol A Condo SubDv. ⋅ 33570 Zip Code
There is something special about a home that delivers just as much inside as it does outside, and this beautifully renovated END-UNIT condo in Bahia del Sol does exactly that. Located within Little Harbor, a one-of-a-kind waterfront community in Ruskin, the moment you arrive, it feels as though you've escaped to a tropical vacation—only this time, you get to call it home. The setting immediately captures your attention with panoramic views across the waterway and neighboring nature preserve, while abundant natural light showcases an interior that has been extensively and thoughtfully transformed. Add direct boating access to Tampa Bay and the Gulf, and the result is an exceptional combination of beautiful design, incredible surroundings, and the Florida lifestyle people come here to find. Inside, the extensive renovation has created a fresh, cohesive design with thoughtful upgrades throughout. Ceramic tile flooring flows from room to room, complemented by upgraded 5-inch baseboards, textured ceilings, updated window treatments, new closet doors, and space-saving pocket doors. At the heart of the home, the beautifully redesigned kitchen features new cabinetry, quartz countertops, all-new Frigidaire appliances, and a dedicated wine bar with wine refrigerator—creating a stylish space that is just as functional for everyday living as it is for entertaining. The bathroom has been completely refreshed with a spacious walk-in shower featuring a glass enclosure and beautifully tiled walls and flooring, along with new vanities and toilets. A newer A/C system with mold-prevention technology and newer water heater add peace of mind, while standing-height attic space with cabinetry provides an impressive amount of additional storage rarely found in condo living. Even the details behind the scenes have received attention, including refurbished sliding-door tracks and rollers, new screens, and regularly maintained ductwork. Step outside and the waterfront becomes an extension of the home. Newly installed spacious decks along the canal create an incredible place to fish, relax, watch dolphins and manatees pass by, or simply take in the peaceful surroundings. The community kayak and canoe launch makes exploring the canal and river effortless, while the heated pool just across the street overlooks the Bay and offers beautiful sunset views and a barbecue area for gathering with friends. BOATERS, this location is hard to beat! Bahia del Sol offers onsite boat slips based on availability with DIRECT ACCESS TO TAMPA BAY AND THE GULF—no lifts or bridges along the way. Just a short walk away, Little Harbor adds even more to the coastal lifestyle with a half-mile stretch of white-sand beach, waterfront restaurants, a tiki bar, live music, hotel, marinas, high-and-dry boat storage, fishing charters, eco tours, and sunset cruises. Whether you're searching for a waterfront primary residence, an unforgettable Florida getaway, or an investment property with vacation-rental potential, this condo offers remarkable flexibility in an extraordinary setting. NO CDD and convenient access to Tampa, St. Petersburg, Sarasota, shopping, dining, golf, and everyday conveniences. Beautifully renovated, meticulously cared for, and surrounded by everything that makes waterfront living so special—this is Florida living done right.

817 B Bahia Del Sol Drive Unit 40, Ruskin

$309,900
2 Beds ⋅ 2 Baths ⋅ Bahia Del Sol Ii A Condo SubDv. ⋅ 33570 Zip Code
LIVE LIKE YOU’RE ON VACATION EVERY DAY in this beautifully positioned raised first floor, end-unit condo in Little Harbor. The breathtaking panoramic views of Tampa Bay, the iconic Sunshine Skyway Bridge, the St. Petersburg skyline and beyond are priceless. Enjoy spectacular Gulf Coast sunsets from your private waterfront balcony and a relaxed resort lifestyle just steps from the sand and bay. This inviting two-bedroom, two-bath residence features a new HVAC system installed in 2024, wood-look porcelain tile throughout and a desirable split-bedroom floor plan that provides privacy for owners and guests. A covered entry opens to a welcoming foyer and an open-concept living and dining area thoughtfully designed to showcase the extraordinary waterfront setting. The spacious kitchen offers a breakfast bar, pantry and convenient interior laundry area. Sliding glass doors connect both the living area and primary bedroom to the private end-unit balcony—the perfect place to relax, entertain or watch the sun disappear over the bay. Sliding glass panels and screens allow you to enjoy the balcony enclosed, screened or completely open to the fresh coastal air. An exterior storage closet provides additional space for beach, fishing and recreational gear. The primary bedroom features two closets, direct balcony access and beautiful water views. The generously sized guest bedroom includes an oversized closet and convenient access to the second full bathroom. Residents enjoy maintenance-free living, a resort-style heated pool, outdoor grilling area and shoreline access to Tampa Bay just steps from the building—perfect for launching a kayak, fishing or simply enjoying the water. Little Harbor also offers a white-sand beach, marina access, beachfront dining and an unmistakably relaxed coastal atmosphere. Condo fees currently include cable TV, common-area taxes, community pool access, escrow reserves, insurance, exterior and grounds maintenance, pool maintenance, sewer, water and trash service. With its exceptional end-unit location and being raised significantly to prevent any flooding, added privacy and some of the most impressive waterfront views on Florida’s Gulf Coast, this is more than a condo—it’s an opportunity to embrace the Florida waterfront lifestyle every day. E.G. Simmons Regional Park and its convenient boat access to Tampa Bay are just down the road. Head north to Apollo Beach, and you’re approximately 10 minutes from Circles Waterfront Restaurant, Finn’s Dockside Bar & Grill, Apollo Beach Preserve and the Manatee Viewing Center. Downtown Tampa, the cruise terminals and Tampa International Airport are also within easy driving distance. Looking to rent the condo until winter, or keep a long-term renter in place? The current tenant has been given notice to vacate by 9/30/2026 but will gladly stay for as long as the new owner wants. This is an exceptional opportunity to own an affordable waterfront retreat in one of Tampa Bay’s most distinctive coastal communities. Don’t let it slip away—schedule your private tour today!

828 Bahia Del Sol Drive Unit 59, Ruskin

$349,000
1 Beds ⋅ 2 Baths ⋅ Bahia Del Sol A Condo SubDv. ⋅ 33570 Zip Code
"Live Where Every Day Feels Like a Vacation" Wake up to panoramic Tampa Bay views, spend your afternoons by the waterfront pool just steps from your back door, and end each evening with breathtaking Florida sunsets from your own enclosed lanai. Welcome to one of the most thoughtfully renovated residences in Little Harbor. Completely reimagined with a wide-open floor plan, this exceptional waterfront condo blends modern coastal design with the relaxed lifestyle that makes Little Harbor one of Tampa Bay's hidden gems. Rich engineered hardwood floors flow throughout the living spaces, while the beautifully redesigned kitchen opens seamlessly into the dining and living areas, creating the perfect setting for entertaining or simply enjoying the ever-changing views of the bay. Every detail was carefully considered during the renovation. The spa-inspired primary bathroom showcases stunning white onyx finishes, while custom barn doors add warmth and character to both the guest bath and the oversized laundry room—a rare feature in waterfront condos. Impact-rated windows and sliders throughout provide peace of mind while framing spectacular water views and filling the home with natural light. One of the home's most unique features is the enclosed waterfront lanai. With impact sliding windows, this versatile space functions as an extension of the living area year-round, creating the perfect spot for morning coffee, sunset cocktails, a home office, or even an additional sleeping area for guests. Step outside and you're just moments from the beautiful waterfront pool, making it feel as though your backyard is an upscale private resort. Beyond the condo itself, Little Harbor offers a lifestyle that few communities can match. Enjoy a private beach, waterfront restaurants, a tiki bar, full-service marina, high-and-dry boat storage, fishing, kayaking, walking paths, and endless opportunities to enjoy life on Tampa Bay - all just a short stroll from your front door. Whether you're searching for a primary residence, a seasonal retreat, or the ultimate waterfront getaway, this is Florida coastal living at its finest. The Resort & Club at Little Harbor is centered around a marina and private beach, with waterfront dining and resort-style amenities that make it feel like a year-round vacation. Beautifully updated. Move-in ready. Unforgettable sunsets. This isn't just another waterfront condo - it's a lifestyle you'll never want to leave.

800 Bahia Del Sol Drive Unit A, Ruskin

$685,000
4 Beds ⋅ 4 Baths ⋅ Antigua Cove Ph 1a SubDv. ⋅ 33570 Zip Code
This exclusive 4-story townhome with private elevator is in the newer Antigua Cove of the South Shore Yacht Club Community, composed of only 10 townhomes, with the remaining area made up of single-family homes, many with waterfront lots with private docks. Each of the four stories are accessible via the elevator and provides owners a variety of living spaces for total flexibility and enjoyment. Entering the unit from either the spacious 2-car garage or front door, owners and guests can enjoy a small, open multi-purpose area, a guest room/bedroom with covered patio, and a full bathroom. You can take stairs or the elevator to the second level, with a beautiful open kitchen, with a large island, dining and living areas that open to a balcony, plus a convenient half bath. Rest and relaxation are the focus of the third level, which contains the primary bedroom with a large, en-suite bathroom, two additional bedrooms, a third full bathroom, plus a laundry room with washer/dryer and plenty of storage space. Take the stairs or the elevator to the top floor, for your own private gathering/entertainment space, with great views and connection for an outdoor tv/media space and plumbed for an outdoor kitchen if desired. The Little Harbor community offers residents a private beach on Tampa Bay with views of St. Petersburg and the Sunshine Skyway bridge, two restaurants/tiki bar, two pools, fitness center, pickleball/tennis courts, two marinas with slip availability, one with high and dry storage, plus boat rentals and sightseeing/charter boat options – all with ‘no bridges to the Bay’ deep-water access. Close proximity to shopping, restaurants, medical facilities, and I-75 allow residents access to stay in the neighborhood or take easy trips to Tampa, St. Petersburg, Bradenton and Sarasota, as well as Florida theme parks and 3 international airports. Relax at the beach or pool or just enjoy being outside on one of your balconies, take a walk, bike ride, or walk to one of the waterfront restaurants and watch the beautiful sunsets over Tampa Bay – you can enjoy it all, plus have the added benefit of a more intimate experience when you live in the townhomes of Antigua Cove at Southshore Yacht Club!

3023 Bermuda Sloop Circle, Ruskin

$1,275,000
3 Beds ⋅ 3 Baths ⋅ Shell Point Sub SubDv. ⋅ 33570 Zip Code
3422 W Shell Point Rd, Ruskin, FL 33570 Imagine ending each day with spectacular sunsets over Tampa Bay, watching dolphins and manatees swim past your dock, and deciding on a whim to take the boat out for dinner or a sunset cruise. This beautifully updated waterfront home in Shell Point offers 91 feet of deep-water frontage, no fixed bridges, and direct sailboat access to Tampa Bay and the Gulf of Mexico. Here, the water is more than a view. It's your everyday lifestyle. Completely updated in 2026, this 3-bedroom, 3-bath residence offers approximately 3,100 square feet with soaring cathedral ceilings, ceramic tile flooring throughout, and a fresh Sherwin Williams Agreeable Gray interior accented by Extra White trim. The open floor plan features an impressive 28x26 living room with a circulating wood-burning fireplace and a spacious 26x18 family room. Large windows fill the home with natural light while showcasing beautiful water views. The oversized gourmet kitchen is designed for entertaining with a large center island, solid wood cabinetry, stone countertops, and a full suite of 2024 appliances. The first-floor primary suite offers a walk-in closet and private bath with a stone vanity and skylight. Two additional bedrooms include custom closet systems and are served by two more full baths, including one with multiple shower heads. A generous laundry room and expansive paved driveway provide exceptional convenience with room for boats, RVs, trailers, and guest parking. Outdoor living is where this home truly shines. The covered 14x26 screened lanai creates the perfect place to enjoy morning coffee, afternoon shade, or evening gatherings while taking in colorful sunsets over the water. Beyond the lanai, a concrete seawall leads to the custom 2025 dock measuring approximately 25x20 with electric, water, and a 16,000-pound boat lift. Whether you're fishing, cruising Tampa Bay, visiting waterfront restaurants, or simply relaxing while dolphins, manatees, and coastal birds pass by, every day feels like a vacation. With no fixed bridges, open water is only minutes away. Additional improvements include a 2017 roof, 2024 HVAC system serviced in January 2026, 2024 water heater, Hurricane Proof Windows, hurricane shutters, vinyl fencing, and public water and sewer. Located in the waterfront community of Shell Point, this property offers the freedom that's becoming increasingly difficult to find: no HOA, no CDD fees, no rental minimums, and the ability to keep your boat, RV, trailers, and recreational vehicles on your own property. If you've been searching for the ultimate Florida boating lifestyle with incredible bay access, waterfront views, and unforgettable sunsets, this home is ready to deliver. ***** WHAT THE SELLERS LOVE ***** "We love stepping out onto the screened porch and watching the sunset over the water while dolphins and manatees regularly make an appearance. Having our boat waiting on the private 16,000-pound lift means we can be out on Tampa Bay within minutes with absolutely no fixed bridges. The 2026 updates and soaring ceilings give the home a bright, fresh feel, and having 91 feet of waterfront with no HOA or CDD restrictions gives us the freedom to truly enjoy the Florida lifestyle we always wanted."

3422 W Shell Point Road, Ruskin

$329,000
2 Beds ⋅ 3 Baths ⋅ Bahia Beach Twnhms Ph 2 SubDv. ⋅ 33570 Zip Code
An elevated, Key West-style waterfront townhome with four private balconies just off Tampa Bay. Sold turnkey and ready to rent from day one, where every day starts like a resort stay. This fully furnished 2-bedroom, 2.5-bath townhome sits directly on the canal, with the Skyway Bridge visible from the balcony. The open living and dining area flows to a private balcony upgraded with a motorized retractable screen for added shade and insect protection. It's the perfect spot for morning coffee with waterfront views, where dolphins and manatees are frequently spotted. The kitchen offers granite counters, solid wood cabinetry, and stainless appliances, with a stacked washer/dryer nearby. Upstairs on the third floor, both bedrooms have their own en-suite bathroom and private balcony. A one-car garage provides added parking and storage, and recent updates include a new water heater (2024). The turnkey interior offers rental income potential from day one. Whether you're looking for a primary residence, a second home, or an investment property, that combination of canal setting, walkable amenities, and an inviting, move-in-ready interior is uncommon, and the price reflects it: among the most competitive of any 2-bedroom townhome currently active in Little Harbor. Little Harbor delivers a full resort experience: two marinas with in-water docking and dry rack storage, two waterfront restaurants and a tiki bar, a private beach and fishing pier, multiple pools, tennis and pickleball courts, a fitness center, a clubhouse, a playground, and an arcade, all within a golf-cart-friendly community roughly 30 minutes from downtown Tampa and St. Petersburg. The HOA takes care of exterior flood insurance, water, cable, internet, and trash, one less thing to manage, whether you're living here or leasing it out. This is a fresh, competitively priced townhome in Little Harbor, move-in ready from day one.

3248 Mangrove Point Drive, Ruskin

$319,900
2 Beds ⋅ 3 Baths ⋅ Bahia Beach Twnhms Ph 02 SubDv. ⋅ 33570 Zip Code
New Price! WATERFRONT town home w/ metal roof, concrete construction and 4 spacious terraces to enjoy year round indoor/outdoor living in the seaside village of Little Harbor. VIEW TOUR 2 for aerial video of the Little Harbor community. This destination resort type lifestyle offers an on-site white sand and secluded BEACH, 2 waterfront restaurants/sports/tiki bar, newly constructed fishing pier and private outdoor seating area with a fire feature, heated swimming pool, tennis courts, pickle ball courts, clubhouse with fitness center, 2 deep water marinas, high & dry storage w/ slip availability. BOATERS paradise- direct access to the Bay/Gulf-no lifts or bridges. Freedom Boat Club on-site. Nature enthusiasts use the recently constructed community boat launch for canoeing/kayaking on the RIVER & canals, while enjoying dolphin and manatee sightings. Of course, with the location of this particular town home you never have to leave home to enjoy manatee and dolphin sightings. It is literally Manatee Haven with as many as 10-25 sightings per day as these gentle giants frolic and entertain just feet from your terrace as you watch in wonder and delight! Enjoy an Eco Tour in the afternoon or a Sunset Cruise aboard the Latitudes Pontoon with or without a dining option. Additional water sports include Paddle boards and Jet Ski's available for rent. FISHING mecca with a multitude of fishing charter selections or fish directly off the recently completed amazing community Pier. Great primary or secondary home or investment with minimum rentals being daily - perfect for AIRBNB. Highly desirable location to enjoy the breathtaking sunsets. The town home's recent upgrades include luxury vinyl plank on both the stairway as well as the second floor, new living room furniture, along with the refrigerator, dishwasher, stackable washer/dryer and A/C being nearly new at less than a year old. This move-in ready home awaits the next fortunate owner with its inviting beach design vibe while providing the ultimate in comfort and relaxation. As a bonus, additional entertaining space provided in garage with dining table, chairs and mounted TV. Convenient location-approximately half hour drive to Tampa, St. Petersburg, and Sarasota. Shopping, hospitals, restaurants, & golf courses all nearby. The taxes include the CDD. Don't miss out on this immaculately kept home - call TODAY to schedule an appointment!

3273 Mangrove Point Drive, Ruskin

Start Your Search