Apollo Beach / Ruskin Homes with Bay/Harbor Frontage

Apollo Beach / Ruskin Homes with Bay/Harbor Frontage

Welcome to the enchanting coastal communities of Apollo Beach and Ruskin, nestled in the heart of Hillsborough County, Florida. This picturesque region is a hidden gem, known for its stunning waterfront views, vibrant natural surroundings, and a relaxed lifestyle that beckons residents to bask in the beauty of the Sunshine State.

Apollo Beach, with its charming neighborhoods and access to the sparkling waters of Tampa Bay, offers a unique blend of tranquility and adventure. Imagine waking up to the gentle sound of waves lapping against the shore, as you sip your morning coffee on your private deck overlooking the bay. Homes with bay and harbor frontage in this area provide not just a residence, but a lifestyle filled with boating, fishing, and unforgettable sunsets that paint the sky in hues of orange and pink.

Ruskin, just a stone’s throw away, complements Apollo Beach with its rich agricultural roots and a strong sense of community. This quaint town is perfect for those seeking a peaceful atmosphere while still enjoying proximity to urban amenities. The waterfront properties here often feature lush landscaping, private docks, and breathtaking vistas, creating an idyllic setting for families and retirees alike.

Whether you’re interested in a luxurious waterfront estate or a cozy bungalow with bay views, Apollo Beach and Ruskin offer a diverse range of real estate options to suit your needs. Embrace the coastal lifestyle and discover the charm of these vibrant communities, where every day feels like a vacation. Your dream home awaits!

Newest Apollo Beach / Ruskin Homes with Bay/Harbor Frontage

$197,000
2 Beds 2 Baths Anchor Point A Condo SubDv. 33572 Zip Code
1028 Apollo Beach Blvd #104, Apollo Beach, FL 33572 | Anchor Point | 2 Bedrooms | 2 Bathrooms | 1,084 Sq Ft Welcome to coastal living in the heart of Apollo Beach. Situated on the ground floor of the Anchor Point waterfront community, this updated 2-bedroom, 2-bathroom condo offers modern comfort, low-maintenance living, and direct access to open water. Step inside to a bright floor plan featuring recent neutral paint, new interior doors with updated hardware, and 8” x 24” wood-look porcelain tile with matching baseboards running continuously throughout the home. At the center of the condo, the renovated kitchen combines solid construction with modern functionality. It features new solid plywood cabinetry with soft-close doors and drawers, granite countertops, a stainless steel farmhouse sink with a push-button disposal, and recent stainless-steel appliances—including an induction stove and a refrigerator with door ice and water. Both bathrooms feature matching plywood vanities with stone countertops. Built for efficiency, the unit includes double-pane hurricane-rated windows and insulated room-darkening curtains. Through the new insulated triple-sliding glass doors, your private screened patio offers an outdoor retreat with an attached storage room and direct access to the lawn and water. Boaters have deepwater sailboat canal access with no fixed bridges to Tampa Bay, plus boat slips available on a first-come basis. With an assigned parking space right near your front door, a separate storage unit on-site, and an HOA that covers water, sewer, trash, exterior maintenance, pool, and building and flood insurance, this home makes Florida living simple. What the Seller Loves "We’ve loved the quiet comfort and sheer convenience this home offers every single day. Drinking morning coffee on the patio with direct access to the water, knowing we have hurricane-rated windows, solid plywood cabinets, and low-maintenance tile floors brings real peace of mind. Having parking right outside our front door, extra storage, and an HOA that covers almost all major utilities and insurance makes life here truly effortless."

1028 Apollo Beach Boulevard Unit 104, Apollo Beach

$995,000
4 Beds 4 Baths Bellasol Waterfront Villas A C SubDv. 33572 Zip Code
Luxury Waterfront Living at Its Finest in Gated Bella Sol Waterfront Penthouse! Featuring unparalleled waterfront views in this expansive 4-bedroom, 4-bathroom corner-unit condo boasting approximately 3,060 square feet of living space. Perched with breathtaking panoramic waterfront views, this residence offers sweeping vistas of Bal Harbor and beyond perfect for enjoying dolphin and manatee sightings, spectacular sunsets, and the annual lighted boat parade right from your private balcony. Step inside to an open, airy floor plan highlighted by an impressive open-air loft ideal for guests, a home office, or additional living space. The gourmet kitchen features updated appliances and large kitchen island, while the primary suite provides resort direct access to the balcony with waterfront views. Additional highlights include a private sauna for ultimate relaxation, a brand-new (2-year-old) AC system for year-round comfort, oversized interior storage, dedicated laundry room and numerous recent upgrades throughout. This home also features a spacious 2-car garage, and a large, deeded boat slip capable of accommodating up to a 40-foot vessel, granting effortless access to Tampa Bay and the Gulf. Bellasol’s resort-style amenities complete the lifestyle: heated pool and spa, tiki bar, state-of-the-art fitness center, clubhouse, and direct waterfront marina with docks. Ideally located in Apollo Beach’s premier gated community, you’re just minutes from world-class dining, walking distance to 2 waterfront restaurants, and boating adventures, yet conveniently close to Tampa and Sarasota. Whether you’re seeking a primary residence, vacation retreat, or a place you can truly call your forever home, this rare offering delivers luxury, views, and boating convenience in one exceptional package. Schedule your private showing today and experience coastal Florida living at its best!

1038 Bellasol Way Unit 403, Apollo Beach

$475,000
2 Beds 2 Baths The Tiki Bay Condo SubDv. 33572 Zip Code
Wake up to breathtaking Tampa Bay sunrises and unwind each evening with spectacular sunsets from this beautifully updated waterfront penthouse condominium in the heart of Apollo Beach. Offering panoramic open-water views stretching from downtown St. Petersburg to Tampa, this exceptional residence combines luxury, comfort, and an unbeatable coastal lifestyle. This unique tri-level condominium features 2 bedrooms, 2 bathrooms, and two private outdoor living spaces designed to capture the beauty of the surrounding waterways. The covered waterfront terrace is the perfect place to relax while watching dolphins play, boats cruise by, and the sun melt into the bay. For added peace of mind, the main roof and terrace roof were replaced in 2026. Inside, the thoughtfully renovated interior showcases staggered tile flooring, abundant storage, and elegant finishes throughout. The kitchen is both functional and stylish, featuring marble countertops, stainless appliances, a breakfast bar, built-in wine cooler, and a window overlooking the community pool and spa. The secondary bedroom and a full bathroom complete the main level. Just a few steps up, the impressive great room welcomes you with soaring 20-foot vaulted ceilings, exposed wood beams, and a stunning floor-to-ceiling stone fireplace. Triple sliding glass doors flood the space with natural light while framing uninterrupted waterfront views that truly become the centerpiece of the home. Roll-down hurricane shutters provide effortless storm protection for the great room's expansive glass doors, offering peace of mind without compromising the spectacular waterfront vistas. The private upper-level primary suite offers a quiet escape with decorative crown molding, dual closets, and a beautifully remodeled en-suite bathroom featuring a quartz double vanity and a frameless glass walk-in shower. A built-in office nook enjoys incredible bay views, making working from home anything but ordinary. Additional features include a private 10' x 12' storage room, one assigned covered carport, one additional assigned parking space, and generous storage throughout. Residents enjoy resort-style amenities including a sparkling waterfront pool, relaxing spa, expansive paver patio, and beautifully maintained common areas designed for entertaining while overlooking Tampa Bay. The location is equally impressive. The Apollo Beach Marina is conveniently located directly across the street, while the Apollo Beach Nature Preserve is just a short walk away, offering scenic walking trails, a beach, fishing, wildlife viewing, and some of the area's most breathtaking sunsets. Enjoy dining at local favorites like Circles Waterfront at Lands End Marina and Finn's Dockside Bar & Grill, both just minutes away, along with nearby waterfront parks, shopping, and entertainment. Whether you're looking for a full-time residence, seasonal getaway, or weekend escape, this home delivers the best of Florida waterfront living. Conveniently located approximately 30 minutes from downtown Tampa with easy access to St. Petersburg, Sarasota, and the Gulf Coast's award-winning beaches, you'll enjoy the perfect balance of relaxation and accessibility. Rare opportunities like this don't come along often—experience panoramic waterfront views, beautifully updated interiors, and the coastal lifestyle that makes Apollo Beach one of Tampa Bay's most desirable waterfront communities.

6504 Surfside Boulevard Unit 8, Apollo Beach

$595,000
3 Beds 3 Baths Sunset Bay Twnhms SubDv. 33572 Zip Code
It's time to make your wishes come true with elevated coastal living in this exceptional 4-story waterfront townhome offering 2,850 square feet, 3 bedrooms, 3.5 bathrooms, a 3-car tandem garage and private dock....for viewing magnificent sunsets every evening, spectacular views of Bal Harbor and Tampa Bay, minutes to Tampa Bay via your boat, a private dock with water, electric and a 10,000 lb. boat lift making fishing, boating and sailing right at your doorstep for hassle free boating adventures. Fire up your grill while watching boaters, birds and dolphins from your back lanai or walk down to Circles or Finns restaurants for those special family events. The second story has your family room, dining room and kitchen all blended for a perfect entertainment center including the screened lanai overlooking the waterfront. The upscale kitchen stands out with stainless steel appliances, granite counters and all wood cabinets. This family gathering center makes this a true family retreat mecca. The first guest bedroom with lagoon view and ensuite bath and walk-in closet is also located on this floor as is the guest half bath. Moving up to the third floor is the second guest bedroom with lagoon view and ensuite bath and walk-in closet. The laundry center is conveniently located down the hall. Next, the waterfront view owner's suite, which includes a cozy lanai perfect for morning coffee or evening sunset watching, makes this property an extraordinary find. The ensuite bath has double sinks, spacious walk-in shower and a jacuzzi garden tub for true relaxation as well as a spacious walk-in closet. The fourth floor has a spacious bonus room with stellar views of Tampa Bay and St. Pete. This flexible room can be used as a game room, media room, office or for extra sleeping acommodations. All floors are accessible via steps or via your private elevator. Come see this perfect waterfront townhome, with maintenance free living so you can enjoy all the amenities this property offers.

6432 Sunset Bay Circle, Apollo Beach

$2,500,000
4 Beds 6 Baths Andalucia SubDv. 33572 Zip Code
The Pinnacle of Andalucia Bayfront Living. Poised on open sailboat water, this extraordinary estate captures sweeping, unobstructed bay views and breathtaking sunsets. Set on 84 feet of premier bay frontage, the property offers unmatched privacy within the guard-gated Andalucia community. Designed for grand-scale entertaining and refined coastal elegance, this 4,820 sq. ft. 4 Bedroom, 6 Bath residence makes a striking first impression with a circular paver driveway and custom landscape and lighting. Inside, curated luxury finishes and a light-filled great room with a gas fireplace seamlessly flow through massive triple sliding doors to an expansive covered terrace—delivering the ultimate indoor-outdoor waterfront lifestyle. The chef’s kitchen is a culinary masterpiece, featuring a center island with an integrated cooktop, breakfast bar, and a casual dinette. Perfectly positioned for effortless entertainment, it flows seamlessly into a fully equipped wet bar boasting a wine refrigerator, dedicated dishwasher, sink, bespoke wine cabinetry, and raised bar seating. The thoughtfully designed first floor introduces grand spaces for hosting, including a sophisticated formal living room and a stately dining room. Essential amenities include a separate culinary pantry and a dedicated laundry studio. Accommodations on this level are exceptionally generous, comprising three full guest suites—each with its own dedicated bath—plus a stylish powder room. The entire second floor is dedicated to luxury and leisure. It features a spacious game room alongside the palatial primary suite—a private sanctuary boasting panoramic bay views and a secluded balcony with its own cozy fireplace. The spa-like primary bath features a deep soaking sports therapeutic tub, a walk-in shower, and a double vanity, complemented by an expansive walk-in closet. For ultimate convenience, the suite also includes dedicated, private washer and dryer hookups. The backyard is a resort-style oasis designed for the ultimate Florida lifestyle. An expansive patio leads to a luxury pool and a fully equipped exquisite outdoor kitchen and a built-in pizza oven. Gather around the custom sunken seating area and fire pit for unforgettable evenings, or head down to the private dock, which features two boat lifts and offers immediate access to open sailboat water. Beyond the gates, residents of Andalucia enjoy an unparalleled neighborhood lifestyle with exclusive access to a private bayfront clubhouse, a resort-style community pool, jetty, yacht club and lighted tennis courts. The neighborhood also features beautifully landscaped bayfront common areas and a private playground, adding to the community's coastal charm.

1317 Jumana Loop, Apollo Beach

$3,950,000
5 Beds 6 Baths Andalucia SubDv. 33572 Zip Code
Set on one of Tampa Bay’s largest single bayfront parcels within the gated community of Andalucia, this custom waterfront estate offers 150 feet (1 acre) of direct bay frontage, panoramic views of Tampa and St. Petersburg, and a designated 50-foot boat slip in the Andalucia Yacht Club. Designed to live primarily as a one-story residence, the home places the main living spaces and luxurious primary retreat on the first floor, with only two guest bedrooms upstairs. This thoughtful layout allows for dramatic ceiling heights throughout the main level and creates an open, refined sense of scale. Double doors welcome you into elegant living spaces designed for both everyday comfort and elevated entertaining, including a formal dining room, gracious living room, expansive great room, and gourmet kitchen with granite countertops and premium stainless steel appliances. Additional features include a formal den/library, a spacious first-floor primary retreat with bay views, an opulent bath with fireplace, steam shower and spa-style appointments, and two large custom walk-in closets. Rich custom woodwork and cabinetry, stone, granite, and warm hardwood flooring enhance the interiors, while the upstairs guest suites have morning kitchens and private bayfront balconies. The home also includes a 500-bottle temperature-controlled wine cellar, full-home generator, and two oversized 2-car garages with extra storage. Designed for waterfront entertaining, the outdoor living area features rare one-level flow between the main entertaining spaces, covered outdoor living area, pool, and spa, creating an effortless setting for gatherings without the elevation changes often found in bayfront homes. Additional outdoor features include an outdoor kitchen, fountain, fireplace, and expansive bayfront setting. Recent improvements include a new roof in 2025 and 2 new AC units. Residents of Andalucia enjoy access to a bayfront clubhouse, community pool, lighted tennis courts, bayfront common areas, and playground. The included designated boat slip offers a true boating lifestyle with convenient access to Tampa Bay and surrounding coastal destinations. Note: Photos are from previously staged listing

6308 Marbella Boulevard, Apollo Beach

$2,200,000
5 Beds 7 Baths Symphony Isles Unit Five SubDv. 33572 Zip Code
STUNNING BAYFRONT ESTATE WITH PANORAMIC VIEWS IN SYMPHONY ISLES! Welcome to one of Apollo Beach’s most exceptional waterfront residences, located in the exclusive guard-gated community of Symphony Isles. This impressive 5-bedroom, 6.5-bath estate with 4,506 sq ft sits on a premier point lot, offering unobstructed panoramic views of Tampa Bay —arguably the best in all of Apollo Beach! From the moment you enter, you’re greeted by soaring ceilings, rich wood accents, and expansive windows that frame endless water views. The spacious layout is designed for both everyday living and entertaining, featuring multiple living areas, a stylish bar, and a seamless flow between indoor and outdoor spaces. The primary suite is a true retreat, complete with stunning water views. The ensuite bath features dual vanities, a soaking tub, and a walk-in shower, creating a spa-like experience at home. All additional bedrooms are generously sized and include en-suite baths, offering a choice of primary suites ensuring privacy and comfort for family and guests. Flexible bonus spaces offer options for a home office, fitness room, or lounge, many of which feature incredible water views. These spacious rooms span the three floors of this home and can be accessed via the grand staircase or indoor elevator! Step outside to your private resort-style oasis featuring a sparkling pool with a rock waterfall and dolphin fountains, surrounded by tropical landscaping and ample space for entertaining or relaxing. Boating enthusiasts will appreciate direct access to Tampa Bay, making it easy to enjoy the ultimate waterfront lifestyle. Symphony Isles offers 24/7 security, a private beach, clubhouse, community pool, playground, and year-round events, all conveniently located near shopping, dining, and major roadways. Some of the Photos have been virtually staged. Don’t miss this opportunity! Call for your private showing today!

1021 Symphony Isles Boulevard, Apollo Beach

$2,290,000
5 Beds 4 Baths Bay Vista SubDv. 33572 Zip Code
Experience luxury coastal living in this breathtaking Spanish Mediterranean home, perfectly positioned in an exclusive gated community to capture UNOBSTRUCTED PANORAMIC VIEWS of Tampa Bay, St. Petersburg and the Skyway Bridge. As you step through the newly installed custom front door, you're immediately drawn to the show-stopping heated infinity-edge pool and spa that visually blend into the sparkling waters beyond. From nearly every room, enjoy mesmerizing, wide open waters views. A daily reminder of the beauty and serenity this home offers. Whether you are lounging by the pool, dining al fresco outside the covered outdoor living area, or relaxing on one of the many private balconies, you'll have a front-row seat to the SPECTACULAR SUNSETS that paint the sky in brilliant shades of orange, pink, and gold. The OUTDOOR KITCHEN completes the perfect setting for unforgettable evenings spent with family and friends. Inside, the elegance continues with a formal dining room and a designer kitchen featuring QUARTZITE COUNTERTOPS, custom backsplash, solid wood cabinets, butler's pantry, and premium THERMADOR AND SUB-ZERO appliances, including a professional gas range. Wine connoisseurs with certainly enjoy the wine cellar off the kitchen. The main floor also includes a spacious bedroom with full ensuite bath--ideal as a second primary suite--along with a half bath for guests, and a separate private office making working from home a breeze. The owner's retreat is a true sanctuary with tray ceilings, custom closets, sliders that lead out to a large covered private balcony, and jaw-dropping views. The luxurious ensuite bath features dual vanities, a soaking jetted tub, and a walk-in shower. Three additional bedrooms-each with access to private balconies-giving plenty of space for family or guest, with a full laundry room conveniently located on the same level. Built with durable and energy-efficient ICF (Insulated Concrete Form) construction, the home has been thoughtfully upgraded with new impact-resistant windows (May 2025), two new A/C units, an on-demand tankless water heater, and a new front door (May 2025). This propoerty qualifies as a SHORT-TERM RENTAL, making it as versatile as it is stunning. Whether you're searching for your forever home or a high-performing investment, this one-of-a-kind waterfront oasis delivers on every level. Easy commute to downtown Tampa (22 miles) and Tampa International Airport (27 miles)

6418 Bright Bay Court, Apollo Beach

$16,990,000
7 Beds 8 Baths Mustique Bay SubDv. 33572 Zip Code
6526 Surfside Boulevard, Apollo Beach FL 33572. 7 bedrooms, 8 bathrooms, 12,896 sq ft heated. Cyprus Signature model by Bistro Builders, completed 2025. Sold fully furnished. Built in 2025 on 0.58 acres of direct Tampa Bay frontage, this three-story estate delivers panoramic views of the Downtown Tampa skyline and the St. Petersburg waterfront from every level. Tampa International Airport is 30 minutes by car. By water, the covered boat lift dock puts you 25 minutes from Tampa and 25 minutes from St. Pete — a waterfront position unavailable in South Tampa or Davis Islands. The structure is solid block with a concrete floor at every level, stem wall foundation, elevated over 12 feet, hurricane-rated throughout, and fully energy-independent via one of the largest Tesla solar shingle installations in the country, backed by 5 Tesla Powerwall batteries and an LP gas generator. Inside, an elevator services all three floors. The main level opens to a chef's kitchen with double ovens, gas cooktop, butler's pantry, built-in freezer, wine refrigerator, and a center island scaled for entertaining. The formal dining room is anchored by a backlit custom 200-plus bottle wine room commissioned for this space. An additional 2,000-bottle wine cellar is appointed on the lower level. The primary suite occupies the main floor with private pool access, bay views, a spa bath with jetted tub and walk-in rain shower, dual smart vanities, and a custom dressing room with center island. A dedicated office with separate exterior entrance connects to a safe room and can serve as a security staging area or independent multi-generational suite. The upper levels deliver a 10-seat custom home theater with French-imported speaker system, a full wet bar and entertainment lounge, wraparound balconies with glass railing and glass floor panels, and a rooftop observatory with unobstructed 360-degree views of the bay and both skylines. Every wall throughout the home is finished with over 10 hand-applied layers of venetian plaster, a master craftsman detail defining the surface quality of each room. Tray ceilings feature commissioned airbrush murals with 24-carat gold inlay by a local artist. A Control4 smart home system manages lighting, climate, security, and audio across all zones. Programmable LED systems cover interior and exterior with infinite configurations. Garage capacity for 10 vehicles with workshop and gear storage. 5 Tesla charging stations. Whole-home water filtration and softener. Central vacuum. Washer and dryer on both primary floors. Retractable full corner-pocket sliders on both main levels open the width of the home to the waterfront. The private pool is complete. The outdoor kitchen is built for entertaining when the sliders disappear and the bay becomes the backdrop, featuring a built-in gas BBQ, full grill, dedicated beer tap, outdoor refrigerator, retractable television, and programmable custom lighting. What the Seller Loves: The rooftop observatory at night. Tampa lit up to the right, St. Pete to the left, the bay between them. The energy independence. The Tesla roof, the 5 batteries, the generator — this home has never lost power and never will. Being 25 minutes from Tampa or St Pete by boat. We are equidistant from both cities and keeping your boat under the covered lift is wonderful. The venetian plaster walls. Every room took weeks. You feel the difference the moment you walk in. This home was built for a principal, not just a family.

6526 Surfside Boulevard, Apollo Beach

$360,000
2 Beds 2 Baths Yardarm Condo Ph I SubDv. 33572 Zip Code
644 Yardarm Drive | Waterfront Condo 2 Beds | 2 Baths | Private Boat Dock with Lift | Gated Community | First Floor Seller contributing 1 year of HOA fees!! Welcome to 644 Yardarm Drive, a beautifully updated first-floor condo offering true waterfront living in the heart of Apollo Beach. This 2-bedroom, 2-bath home features over 1,000 square feet of living space and sits at a higher elevation—safe and dry through recent historic storms. Just steps from your back door, enjoy your own private 30’ deeded boat slip with a 6,000-pound lift on the extended Flamingo Canal, providing quick access to Tampa Bay. Inside, you’ll find a light and airy interior with beautiful tile flooring, and upgraded light fixtures. The kitchen has been reimagined with a new imported island, hardwood cabinetry, stainless steel appliances, a stand-alone icemaker. Both bathrooms were completely remodeled in 2025, updated A/C (2018), and full electrical and plumbing updates completed in 2025 add peace of mind. The screened lanai was rescreened with premium 20/20 mesh in 2024, and an extended back patio with pavers and hose bib makes the perfect grilling area while you watch for dolphins and manatees. The long driveway fits up to four cars and includes an extra guest parking space, plus overhead carport storage and attic space above the second bedroom. This friendly, gated community features a pool, tennis and basketball courts, and beautifully maintained landscaping. The HOA covers the seawall, roof, irrigation, exterior and flood insurance- helping reduce your insurance and maintenance costs. Conveniently located near Finn’s and Circles restaurants, this move-in ready condo also allows short-term rentals see HOA guidelines—making it an ideal full-time residence, seasonal getaway, or investment opportunity.

644 Yardarm Drive Unit 22, Apollo Beach

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