Terra Ceia Homes under $500,000

Terra Ceia Homes under $500,000

Welcome to Terra Ceia, a hidden gem nestled in the heart of Palmetto, Florida, within the picturesque Manatee County. This charming subdivision offers a unique blend of serene landscapes and modern conveniences, making it an ideal place for families, retirees, and everyone in between. With its lush greenery and proximity to the stunning Terra Ceia Preserve State Park, residents can enjoy an abundance of outdoor activities, from hiking and birdwatching to kayaking and fishing.

One of the standout features of Terra Ceia is its affordability. Here, you’ll find a variety of homes priced under $500,000, making it accessible for first-time buyers and those looking to downsize without compromising on quality or comfort. These homes boast a range of styles, from cozy single-family residences to spacious townhomes, ensuring there’s something for everyone. Many of these properties feature modern amenities, open floor plans, and beautiful outdoor spaces, perfect for entertaining or enjoying a quiet evening under the stars.

The community is also conveniently located near major highways, making commutes to nearby cities like Sarasota and Tampa a breeze. Residents can take advantage of local shopping, dining, and entertainment options, while still enjoying the tranquility that Terra Ceia offers.

Whether you're seeking a peaceful retreat or a vibrant community lifestyle, Terra Ceia is the perfect place to call home. Explore the possibilities today and discover the charm of this delightful subdivision!

Newest Terra Ceia Homes under $500,000

2725 Terra Ceia Bay Boulevard Unit 201, Palmetto
$350,000
3 Beds ⋅ 2 Baths ⋅ Terra Ceia SubDv. ⋅ 34221 Zip Code
The entire unit has been updated in May 2024. New AC Unit just installed in October 2024. New Water Heater installed in December 2024. New flooring - Porcelain tile throughout the entire unit - every closet (no carpet), the kitchen has been fully updated with all new appliances and cupboards, all bedrooms and bathrooms are also updated. The unit is on the second floor - there is an elevator. Please come and see this bay front 3-bedroom 2 bath condo along Terra Ceia Bay with westwardly views. This beautiful condo has an open floor plan which provides lots of space to host your guests or the option for you to work from home. The large kitchen is fully equipped with large cabinets, plenty of counter space to enjoy your morning/afternoon coffee - there is a screened in patio with a washer and dryer with lots of storage space. The condo is just steps from the Boardwalk, Nature Trail, Mangroves, and Tampa Bay views - where you can fish off the 500-foot community pier and watch as dolphins swim and play in the distance. The gated community has numerous amenities, including a golf course, tennis courts, heated pool with changing rooms, water access, waterfront fitness center and access to trails (some amenities require a separate membership). Water is included in the HOA. This unit would be ideal for investors as it provides great rental income. Terra Ceia is conveniently located just minutes to both I-75 and I-275 interstate exchanges providing access to travel to St. Petersburg, Tampa, or Sarasota. This beautiful condo is waiting for you - start enjoying life on the Florida Coast.

2725 Terra Ceia Bay Boulevard Unit 201, Palmetto
5619 Bayshore Road Unit 159, Palmetto
$159,000
2 Beds ⋅ 2 Baths ⋅ Terra Ceia SubDv. ⋅ 34221 Zip Code
Absolutely exceptional double-wide 1980 mobile home located in Terra Ceia Manor. Very open and bright huge floorplan that flows wonderfully! Very large enclosed Family Room in the front of the home with pass-thru from kitchen. Beautiful woodplank vinyl flooring throughout is quite new. Very well stocked large kitchen with stainless appliances. Formal Dining Room with built-in buffet. Two big bedrooms and two full baths. The master bath is really large and both Bedrooms have big walk-in closets. Large lanai in the carport area and larger than normal shed with full size washer and dryer and lots of shelving. The laundry room can also be accessed via a door from the master bedroom for your convenience! Water Heater, AC, Garbage Disposal, Flooring and Painting all done within the last 5 years. This home is wonderfully and beautifully turnkey furnished with top of the line furnishings. The park features a big heated pool, clubhouse with lots of scheduled activities and shuffleboard courts. Located just a short drive to the Skyway Bridge, Palmetto, Bradenton, and close to beautiful beaches. This park also has an on-site office to easily reach someone if necessary. Don't wait on this one. It is waiting for you!

5619 Bayshore Road Unit 159, Palmetto
27 Michiana Drive, Terra Ceia
$454,000
2 Beds ⋅ 1 Baths ⋅ Terra Ceia SubDv. ⋅ 34250 Zip Code
Maximize your lifestyle and ROI at 27 Michiana Drive. This turnkey waterfront gem in Terra Ceia is primed for high-performing short-term rental yields or full time, simple island living! This 2-bedroom, 1-bathroom retreat features a bright, open floorplan that seamlessly connects the living space to a sleek, fully renovated kitchen with stainless steel appliances and modern finishes. While the interior is sophisticated and move-in ready, the outdoor space is the true showstopper. The backyard is a private oasis designed for relaxation, centered around a sparkling saltwater pool and framed by low-maintenance paved grounds. An expansive backyard deck offers the ultimate setting for coastal entertaining, all while the boat dock provides direct canal access to Tampa Bay, Intracoastal Waterway, and the Gulf of Mexico. Whether you are looking for a lucrative addition to your portfolio or a serene primary residence, this property delivers high-end functionality and undeniable waterfront appeal. Terra Ceia Village Improvement Association offers an optional membership for just $250 per year to enjoy the private Seabreeze waterfront park, 300 ft fishing dock, private boat ramp, playground, pickleball courts, and recreation hall. Just minutes from St Pete, a short commute to Tampa or Sarasota, and award winning beaches; Terra Ceia Island is a premier coastal neighborhood.

27 Michiana Drive, Terra Ceia
5619 Bayshore Road Unit 115, Palmetto
$190,000
2 Beds ⋅ 2 Baths ⋅ Terra Ceia SubDv. ⋅ 34221 Zip Code
55+ TERRA CEIA MANOR CO-OP. 2BR/2BA/Fam. Rm./Fla. Rm./Workshop/Carport. TURNKEY FURNISHED! Expansive Open-Concept Living Rm., Dining Area, & Kitchen to enjoy with family or guests. Dining Area features built-in cabinets/tasteful chair railing. Bright Custom Kitchen: Stainless Steel Appliances> Convection Oven that includes induction cooktop, D/W, Microwave, French Dr. Refrigerator with ice/water in door, Wine/drink Refrigerator. Large Island with stainless steel sink and room for bar stools and eating area. Above island is designer pendant lighting and a skylight. Loads of cabinets and drawers. Quartz countertops. Glass tile backsplash. Beadboard walls. Owner's suite has built -in cabinets, bright beautiful lighting, desk, and THREE CLOSETS. Spacious Laundry Rm./Storage Opens to the En-suite Owner's suite which has a walk-in shower with frameless glass doors. Guest Bedroom has built-in cabinets, desk and a huge closet. Bathroom #2 is tub/shower combo. Fla. Room has vinyl windows. Off the Fla. Rm you will find extra storage, a mud sink and built-in cabinets. Workshop off carport. Centrally located to downtown Palmetto and Bradenton, Sarasota, I-75, St. Pete, Tampa, cultural events, shopping, airports, Outlet Mall, UTC Mall, and so much more.

5619 Bayshore Road Unit 115, Palmetto
5619 Bayshore Road Unit 149, Palmetto
$139,000
2 Beds ⋅ 2 Baths ⋅ Terra Ceia SubDv. ⋅ 34221 Zip Code
Beautiful and Very Well Maintained Double Wide Mobile Home that was built in 1983 in Lovely Terra Ceia Manor. Very Pretty newer woodplank vinyl flooring throughout. Recently added extra room in the front can make for a larger living room or could be used as a family room. Also has a small screened porch in the front. Located right across the street from an open area for the use of the residents. Also to the rear is a large wooded area. Huge master bedroom with big walk-in closet and pretty bathroom. Second bedroom and also a second bathroom. Carport with large shed with washer and dryer and storage and work area. New AC 3/2025 and roof 6/2022. Located a short drive to the Skyway Bridge, Palmetto, Bradenton and near beautiful beaches. Lovely heated community pool and clubhouse with a lot off activities. This could be your new home and is just waiting for you. Don't hesitate on this one!

5619 Bayshore Road Unit 149, Palmetto
1017 77th Street E, Palmetto
$460,000
3 Beds ⋅ 2 Baths ⋅ Terra Ceia SubDv. ⋅ 34221 Zip Code
ONE ACRE OF FLORIDA FREEDOM REDUCED! Welcome to 1017 77th St. E. in Palmetto, where space, privacy, and opportunity come together. Situated on a full acre, this 3-bedroom, 2-bath home offers the perfect setting for those looking for room to spread out while still being conveniently located near everything Palmetto and the surrounding areas have to offer. The home features a functional 3-bedroom, 2-bath layout with plenty of potential to make it your own. Outside, the one-acre property provides abundant space for entertaining, gardening, pets, recreational equipment, or creating your own private outdoor retreat. With this much land, there is room to enjoy the Florida lifestyle without feeling confined by a typical subdivision lot. Whether you're looking for a primary residence, investment opportunity, or a property with room for your future plans, this one-acre parcel offers possibilities that are hard to find. Conveniently located with easy access to shopping, dining, schools, major roadways, and the beautiful Gulf Coast. If you've been searching for a home with land and the freedom that comes with it, this Palmetto property is worth a look!

1017 77th Street E, Palmetto
5619 Bayshore Road Unit 161, Palmetto
$110,000
2 Beds ⋅ 2 Baths ⋅ Terra Ceia SubDv. ⋅ 34221 Zip Code
Beautifully maintained park with clubhouse, activities and pool for those hot summer days! Large furnished mobile home ready to be your permanent home or vacation home. Large living area with room for computer or craft area. Open kitchen features lots of cabinet space, breakfast bar as well as dining area with built in china cabinet. Large bedrooms, walk-in closets. Fully enclosed Florida room area with double doors off carport to store your golf cart, motorcycle or just your toys. Additional enclosed room could be office, craft area or man cave! Workshop and laundry area off of additional closed in room.

5619 Bayshore Road Unit 161, Palmetto
2320 Terra Ceia Bay Boulevard Unit 403, Palmetto
$140,000
2 Beds ⋅ 2 Baths ⋅ Terra Ceia SubDv. ⋅ 34221 Zip Code
Hugh price drop, Seller wants it sold! 2 bedroom 2 bath 4th floor unit with screened lanai and fantastic view of pool, golf course and fields beyond. New air conditioner, refrigerator, washer, dryer and dishwasher. Freshly painted interior. Enjoy designated covered parking with storage room. Community offers exercise room, club house, golf and swimming pool. Community is located on Terra Ceia Bay and only 13 miles to renowned Anna Maria Island. Room dimensions are approximate and should be verified.

2320 Terra Ceia Bay Boulevard Unit 403, Palmetto
2320 Terra Ceia Bay Boulevard Unit 207, Palmetto
$139,900
2 Beds ⋅ 2 Baths ⋅ Terra Ceia SubDv. ⋅ 34221 Zip Code
Hurricane shutters • Golf course views • Screened lanai • Updated HVAC • Gated golf community Enjoy golf course views, move-in-ready condition, and valuable hurricane protection in this updated 2-bedroom, 2-bath condominium located within the gated Terra Ceia Bay Golf & Country Club community. From the moment you enter, you'll appreciate the bright interior, neutral finishes, and tile flooring that extends throughout the entire residence. One of the home's standout features is its hurricane shutter system, providing an added layer of storm protection and peace of mind. Combined with low-maintenance condominium living, this feature makes the property especially appealing for both year-round and seasonal residents. The spacious kitchen offers abundant cabinet storage, generous countertop workspace, stainless steel appliances, recessed LED lighting, and premium Silestone Rosa Grey 3cm countertops. This non-porous surface delivers the look of natural stone while resisting stains, scratches, bacteria, and scorching without requiring sealing or polishing. A filtered drinking water system serves both the kitchen faucet and refrigerator ice maker. Recent improvements include freshly painted walls, doors, and trim; professionally steam-cleaned porcelain tile and grout throughout; new toilets; updated push-button sink drains; new bathroom lighting fixtures; recessed LED lighting; updated ceiling fans; new rocker switches; dimmer switches; GFCI outlets; and electrical outlets throughout the home. Major mechanical updates include an HVAC system installed in September 2018 and a water heater replaced in June 2020. The open living and dining areas flow seamlessly to the screened lanai, where golf course views and mature landscaping create an inviting outdoor retreat. Large sliding glass doors bring natural light into the main living space while maintaining a strong connection to the outdoor setting. A built-in serving and storage area adds both function and convenience. The primary suite features ample closet space and an updated dual-sink vanity with Silestone countertops. The split-bedroom layout provides flexibility for guests, a home office, or seasonal living arrangements. Residents enjoy access to a wide range of amenities including golf, tennis courts, a community pool, fitness center, clubhouse, and beautifully maintained grounds. Conveniently located near Terra Ceia Bay, US-41, I-75, downtown Palmetto, downtown Bradenton, marinas, waterfront recreation, shopping, dining, and Gulf Coast destinations. If you've been searching for a move-in-ready condominium with golf course views, hurricane shutters, updated HVAC, newer water heater, resort-style amenities, and low-maintenance Florida living, this Terra Ceia Bay residence deserves your attention.

2320 Terra Ceia Bay Boulevard Unit 207, Palmetto
2320 Terra Ceia Bay Boulevard Unit 108, Palmetto
$159,900
2 Beds ⋅ 2 Baths ⋅ Terra Ceia SubDv. ⋅ 34221 Zip Code
Welcome to easy Florida living in the sought-after Terra Ceia Golf & Country Club! This beautifully updated turnkey 2-bedroom, 2-bath ground-floor condo offers comfort, convenience, and an extended lanai perfect for enjoying peaceful sunsets and the coastal lifestyle. Thoughtfully maintained and featuring a brand-new HVAC system, this move-in-ready residence is ideal for seasonal living or year-round enjoyment. Milestone and SIRS inspections have already been completed for added peace of mind. Residents enjoy an active community lifestyle with pickleball, golf, tennis, a fitness center, pool, and dining and social events at the Back Bay Grill. Centrally located near three international airports, shopping, arts, marinas, fishing, boating, major league sports, and some of Florida’s most beautiful beaches including Anna Maria Island, Siesta Key, and Clearwater Beach. Easy to show!

2320 Terra Ceia Bay Boulevard Unit 108, Palmetto
5619 Bayshore Road Unit 120, Palmetto
$129,900
2 Beds ⋅ 2 Baths ⋅ Terra Ceia SubDv. ⋅ 34221 Zip Code
Virtually Staged. PARADISE IS AFFORDABLE!!! This well maintained, double wide manufactured home with ALL NEW KITCHEN APPLIANCES, QUARTZ COUNTERTOPS, BEAUTIFUL LAMINATE FLOORS, RECENTLY SCREENED OUTDOOR SITTING AREA, spacious layout, bright sunroom, and featuring 2 bedrooms, and 2 bathrooms is the perfect place to live the FLORIDA LIFESTYLE! Terra Ceia Manor is an active 55+ community where the land is owned by shareholders, SO NO LOT RENT, and the HOA fee of $199/month is one of the lowest in the area. The community has a heated pool and clubhouse, which is always buzzing with activity, including shuffleboard, billiards, card games, bingo, potlucks, social events, and so much more. World class beaches, shopping, restaurants, and airports are just a short drive away and commuting to Bradenton, Sarasota, and Tampa is convenient. Come and enjoy all this vibrant community has to provide...YOU DESERVE IT!! NOTE: Virtual images have been added to provide buyers a vision of the home's potential!!

5619 Bayshore Road Unit 120, Palmetto
5619 Bayshore Road Unit 423, Palmetto
$159,000
2 Beds ⋅ 2 Baths ⋅ Terra Ceia SubDv. ⋅ 34221 Zip Code
Stop the presses, the owner has just had the unit re-piped - so all new water lines, new water heater, new disposal, roof and patio is all new since 2025, Making the decision to move to Florida often means leaving familiar places—and loved ones—behind. This land-owned home in the welcoming 55+ community of Terra Ceia Manor was made for that moment. From the day you arrive, you’ll feel the comfort of a neighborhood where residents look out for one another, friendships form easily, and newcomers are truly welcomed. With a full social calendar that includes luncheons, shuffleboard, and a heated community pool, it doesn’t take long before this feels like home. This fully furnished, move-in ready home allows you to focus on settling in, not starting over. Just for you -- a new water heater has been installed 8/2026, a new disposal has been installed 8/26, and all new water piping has been put in throughout the unit including shower heads, The roof is new and this property sits on the largest lot in Terra Ceia Check Virtual Tour One for the matterport The spacious family room, along with a separate living and dining area off the kitchen, creates room for everyday living and for hosting visits from friends and relatives. Mornings begin peacefully on the screened patio, enjoying the warmth and gentle breezes that make Florida so special. Check out the large storage area - a generous utility area offers a workshop, storage, and washer and dryer, while a private outdoor patio provides a quiet place to sit, reflect, and soak up the sunshine. The roof is new and this property sits on the largest lot in Terra Ceia With land ownership and no lot rent, the low monthly fee of only $188—including water, sewer, and trash—brings financial comfort and simplicity. Just minutes from the beaches of Anna Maria Island, you can spend your days walking along the shore, riding the trolley, or enjoying waterfront dining. Easy access to I-75 keeps Sarasota, Tampa, and St. Petersburg close, making travel and family visits easy. If you’re looking for more than just a place to live—if you’re looking for connection, peace of mind, and a true sense of belonging—this Terra Ceia Manor home offers a beautiful next chapter. Do it today before the snow starts falling. Call today for your private showing, or if you are not here in the Bradenton area we can do a video walk through with YOU. There's nothing like sitting by your pool in December while your friends up north are shoveling snow. I

5619 Bayshore Road Unit 423, Palmetto
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